Even if you are only ‘thinking’ about that new piece of equipment or vehicle, if you get in contact with me early, you are fast-tracking the process. Early communication allows me the opportunity to scan the market for the best rates, deals, and response times. Some lenders are more streamlined than others and this can make a huge difference in the time it takes to get your finance approved.
2. Ensure your financials are up-to-date
The easiest way to get finance approved in a timely manner is to have your books organised. The ability to produce an accurate profit & loss statement upon demand saves time, reduces stress, and gives you, the consumer, access to better deals in a fast turn-around time.
3. Use the document check-list
I will inform you and ensure you know exactly what documents are required to complete the finance application. Work through this check-list to ensure nothing is forgotten, as this only causes delays.
4. Be clear on the model you are wanting to purchase
Shop before you seek finance. Having the specifications, price, and information about the equipment or vehicle you are wanting to purchase makes the entire process smoother for you, and also your finance provider (me). Obtain quotes, invoices, or statements that provide information about the equipment or vehicle, to simplify the information gathering process.