Ron Chowanetz Finance

Why dealer finance isn’t always the best deal.

When $18 costs you more than you think.

It’s tempting to sign with the dealer, especially when they come back with a quote that’s $18 cheaper than your broker’s. As a business owner, every dollar counts, right? But what looks like a win today can create bigger headaches tomorrow. These are headaches you don’t have time for when you’re running a business.

The real cost of “saving” $18

Recently, a client compared Ron C Finance’s quote with their dealer’s offer. The dealer was $18 cheaper. Ron was completely upfront about that. But here’s what that client understood that many business owners miss: they weren’t just choosing between two loan amounts. They were choosing between two completely different experiences over the next five years.

Think about it this way. When you’re juggling staff management, customer demands, supply chain issues, and everything else that comes with running a business, is saving $18 really worth adding more stress to your plate?

What happens when the dealer’s work ends

A dealer’s job ends the moment you drive off the lot. They’ve made their sale, collected their commission, and moved on to the next customer. But your finance journey? That’s just beginning.

Over the next five years, you’ll need payout figures when you want to upgrade or sell. You’ll need PPSR removals processed quickly so deals don’t fall through. You might need to refinance when your circumstances change, or require urgent documentation for tax time. Try calling that dealer then. If they even remember you.

The Ron C Finance difference: 25 years of having your back

This is where Ron’s 25+ years of experience really shows. Since establishing Ron C Finance in 2006, he’s built his reputation on one simple principle: his job doesn’t end at settlement. It’s only just beginning.

When you work with Ron, you get immediate support when you need it. Fast payout letters processed within hours, not days. PPSR removals handled personally so your sales go through smoothly. Urgent contracts turned around quickly because Ron understands business moves fast. Direct access to someone who knows your file, your business, and your history.

Ron doesn’t wait for problems to escalate. He monitors changes in the finance market and reaches out when better options become available. Having worked with tradies, manufacturers, construction companies, and businesses across every sector, Ron understands the unique pressures you face. When your equipment breaks down, you need replacement finance fast. When you’re expanding, you need someone who can move at business speed, not bank speed.

Taking the mental load off your plate

Here’s what that client really understood: as a business owner, you already have enough to think about. Staff rostering, customer complaints, inventory management, compliance issues. The list never ends. Do you really want to add “chasing up finance paperwork” to that list?

With Ron handling your finance needs, you get back something more valuable than $18. You get peace of mind. You get the confidence that comes from knowing someone competent is handling this part of your business so you can focus on what you do best.

The long game: why relationships matter in business finance

Over five years, small frustrations compound. A delayed payout here, a missed deadline there, an unreturned phone call when you’re trying to close a deal. These aren’t just inconveniences, they’re lost opportunities and added stress you don’t need.

Ron’s clients choose him not because they love paying an extra $18, but because they understand the value of having someone in their corner for the long haul. Someone who answers when they call, who knows their business, and who treats their success as his own.

As one client put it: “That $18 was the best money I never saved. Five years later, I can’t imagine trying to manage my finance needs without Ron.”

Ready to choose support over savings?
Contact Ron C Finance today and discover what it means to have a finance broker who’s truly on your side.

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